Durable Power of Attorney
A durable power of attorney allows someone to act in your place should you become unable to act on your own behalf. The power of attorney allows your designated agent to manage your everyday affairs—from simple tasks such as paying a utility bill from your account to major decisions such as selling your home. This document allows you to decide who will manage your affairs in the event you are incapacitated, and the power can be defined as limited or general. If you are incapacitated and do not have a durable power of attorney, a court proceeding would be held and the court would appoint someone to make decisions on your behalf with the court overseeing the actions. Creating a durable power of attorney allows you to designate your agent of choice.
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